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Chicago Title Insurance Company
Chicago TItle and Trust Co.
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                        <font size=In 1992, Chicago Title and Trust Co. and Chicago Title Insurance Co. moved their corporate headquarters to the new Chicago Title and Trust Center, located at 171 N. Clark St. in Chicago. The 50-story post-modern edifice is located on a historic parcel of property, the site of the city's first city hall and municipal courthouse and one of its predecessor companies.

Moving Forward
In 1995, the company restructured its financial services businesses under a new name: Alleghany Asset Management Inc. Alleghany Asset provides mutual fund and investment management and advisory services and is composed of Montag & Caldwell, Inc. (Atlanta), The Chicago Trust Co. (also established in 1995) and Chicago Deferred Exchange Corp. Alleghany Asset has total assets under management in excess of $21.3 billion.

1847-1997 Building for the next 150 years During 1997, CT&T celebrated its 150 year anniversary. Our company was honored by the city of Chicago and the Illinois State Historical Society, as well as the state of Indiana and others.

In October of 1997, CTT introduced CastleLink, the company's single source mortgage service for major national mortgage lenders.

On December 17, 1997 Alleghany Corp. announced its intention to establish the title insurance and real estate-related services businesses conducted by CT&T as an independent, publicly traded company through a spin-off to Alleghany stockholders.

On June 17th this spin off was complete and Chicago Title Corporation became independent, publicly traded company with the ticker symbol "CTZ". For the full year 1998, we achieved record financial performance, with all market sectors contributing to these results.

Being a public company we continued to grow through our many acquisitions. We announced 10 acquisitions in 1998 and early 1999. This included a number of companies that broaden our presence with national originators and servicers. In 1998, we acquired Universal Mortgage Services Inc., now known as Chicago Title Field Services, which provides property inspection, preservation and maintenance services nationwide. Shortly thereafter, we entered the business of providing foreclosure and reconveyance services with the acquisition of California-based Consolidated Reconveyance Co.

The acquisition of Westfall & Company, a mortgage servicing company, further enhanced the servicing sector of the residential mortgage business. We also acquired two of the largest and most experienced escrow providers in California, Escondido Escrow and Ranch & Coast Escrow. The former is also one of the leading timeshare escrow organizations in the nation.

Our title agency acquisitions were deliberately focused on growth markets with higher-than-average housing turnover rates, including United Title of Nevada, which has operations throughout the state, and Yuma Title and Trust Co., one of the leading title agencies in Yuma County, Arizona. In early 1999, we completed three other significant acquisitions when we purchased Phoenix-based Security Title, the largest independent agency in Arizona, as well as Blue Ridge Title of Charlottesville, Virginia and Island Title of Oak Harbor, Washington.

Another source of strategic growth is alliances. Again, only a national company with our scope and resources is a candidate for the kind of activities that will let us penetrate markets in new ways. At year-end 1998, we announced a new strategic alliance with Cendant Corporation. Chicago Title will have a preferred relationship facilitating title insurance transactions for Cendant's COLDWELL BANKER®, Century 21®, and ERA®, franchises and their clients. Also in 1998, Chicago Title Credit Services signed a letter of intent with Trans Union to enter into an affiliation arrangement through which Trans Union and its affiliates may use our merged credit reports.

Chicago Title Corporation achieved a major milestone in 1999 when it signed a definitive agreement on August 1 to be acquired by Fidelity National Financial, Inc., creating the pre-eminent company in the title insurance industry. The historic merger was finalized in March 20, 2000.

The strategic rationale for this merger was one of superlatives. Fidelity and Chicago Title have nationally recognized and respected brand names, a history of quality service, and excellent financial performance. The combined organization is the largest in the industry in terms of revenues, profits, market share, assets and claims-paying reserves.

Furthermore, the combined company is the largest title insurer and provider of real estate related products and services in the world; distinguished by an unsurpassed distribution system comprised of over 1,000 offices and 7,000 agents, leading market share in excess of 30%, geographic diversity, complementary business mixes and the strongest financial position in the industry.

Fidelity National Financial, Inc. (NYSE:FNF), is a leading provider of title insurance, specialty insurance, claims management services and information services.  FNF is one of the nation's largest title insurance companies through its title insurance underwriters - Fidelity National Title, Chicago Title, Ticor Title, Security Union Title and Alamo Title - that issue approximately 28 percent of all title insurance policies in the United States.  FNF also provides flood insurance, personal lines insurance and home warranty insurance through its specialty insurance business.  FNF also is a leading provider of outsourced claims management services to large corporate and public sector entities through its minority-owned subsidiary, Sedgwick CMS.  FNF is also a leading information services company in the human resource, retail and transportation markets through another minority-owned subsidiary, Ceridian Corporation.  More information about FNF can be found at

And we look forward to the journey ahead.